Relationship of India with SriLanka

The relationship between India and Sri Lanka is over 2,500 years old. Both countries have a legacy of intellectual, cultural, religious and linguistic interaction. In recent years, the link has been marked by shut contacts at all levels. Trade and investment have big and there’s cooperation within the fields of development, education, culture and defence. Both countries share a broad understanding on major
issues of international interest. In recent years, important progress in implementation of developmental help comes for Internally Displaced Persons (IDPs) and disadvantaged sections of the population in Sri Lanka has helped further cement the bonds of relationship between the 2 countries. Relationship of India with SriLanka
 
Political Relations
President Maithripala Sirisena was elected because the new President of state within the presidential election endured (Relationship of India with SriLanka )January eight, 2015. He succeeded former President Mahinda Rajapaksa. On the same day, Mr. Ranil Wickremesinghe was additionally sworn in because the new Prime Minister of Sri Lanka on January nine, 2015. Political relations between the 2 countries are marked by high-level exchanges of visits at regular intervals. President Sirisena visited India on a four-day starting fifteen February 2015. Sri Lankan Foreign Minister Mangala Samaraweera visited New Delhi in January 2015 on his initial overseas official visit. Earlier, President Mahinda Rajapaksa travelled to New Delhi in May 2014 to attend the swearing-in ceremony of Prime Minister Modi and visited Tirupati in December 2014. Then Prime Minister Mr. D. M. Jayaratne attended the nineteenth Convocation ceremony of Manipal University in November 2014. The Sri Lankan Defence Secretary travelled to in October 2014 and additionally visited India earlier, in March 2014, to attend NSA–Level Trilateral Meeting on Maritime Security Cooperation. Prime Minister Narendra Modi visited Sri Lanka on 13-14 March, 2015. He also travelled to Anuradhapura, Talaimannar, and Jaffna.
 
Commercial Relations
Sri Lanka has long been a priority destination for direct investment from India. Sri Lanka is India’s second largest commercialism partner in SAARC. India successively is Sri Lanka’s largest trade partner globally. Trade between the 2 countries grew notably quickly when the entry into force of the India-Sri Lanka free trade Agreement in March 2000. According to Sri Lankan Customs, bilateral trade in 2014 amounted to US $ 4.6 billion, achieving a growth of 23.37% compared to 2013. Exports from India to Sri Lanka in 2014 were US$ 3977 million, whereas exports from Sri Lanka to India were US $ 625 million. India is among the highest four investors in Sri Lanka with accumulative investments of over US$ one billion since 2003. The investments are in numerous areas as well as crude oil retail, IT, monetary services, real estate, telecommunication, hospitality & tourism, banking and food process (tea & fruit juices), metal industries, tires, cement, glass manufacturing, and infrastructure development (railway, power, water supply).
Developmental Cooperation
The conclusion of the armed conflict saw the emergence of a serious humanitarian challenge, with nearly 300,000 Tamil civilians housed in camps for Internally Displaced Persons (IDPs). the govt. of India place in place a strong programme of assistance to assist the IDPs come back to traditional life as quickly as attainable as additionally consistently advocated the requirement for them to be settled to their original habitations as early as attainable. India’s immediate humanitarian help to IDPs included supply of 250,000 family relief packs, establishment of an emergency medical unit that treated over 50,000 IDPs, offer of over one thousand thousand roofing sheets, further as 400,000 bags of cement for constructing temporary housing and provision of ninety five,000 starter packs of agricultural implements. India additionally assisted  in revival of agricultural and economic activities in areas stricken by the conflict.
Today, the India-Sri Lanka relationship is strong and poised for a quantum jump by building on the rich legacy of historical linkages and strong economic and development partnerships that have been forged in recent years.

Clerk Salary

The Clerk Salary  in most of the  public sector banks and some private banks is same and last revision has taken place on 25th May 2015 (wef November, 2012 )  

Almost all public sector banks place the clerks  in the following scale at the 1st stage of the grade :-

Rs. 11765 – (655×3) – 13730 – (815×3) – 16175 – (980×4) – 20095 – (1145×7) – 28110 – (2120×1) – 30230 – (1310×1) – 31540

(the figures in the brackets indicate the annual increment and the number of stages for which the same is applicable).

Thus, the initial Basic Pay of a clerk will be Rs.11765/-

What are other major allowances payable on monthly basis as part of the Bank Clerk salary ?

In addition to Basic Pay, clerks in banks  are eligible for the following allowances :-

    (a) Dearness Allowance (DA)  :  DA in banks is revised on quarterly basis (i.e. in the months of February, May, August and November) based on the CPI as declared by Government of India.  The current DA (for the month of May 2015;  June 2015, July 2015 has been fixed at 33.70% of the Basic Pay).   DA can go up with higher inflation and also come down if the inflation rate is in negative.

 (b) Special Allowance : This has been added in 10th BPS (wef 01/11/2012) for clerks it 7.75% on which DA is also payable

 (c) HRA : This depends on the place of posting and it can be either 10% or 9% or 7.5% depending on the place of posting.

What is the total salary or emoluments of a newly recruited clerk in a bank ?

The above indicates that the total salary of a clerk on joining at a metro station will be around Rs.18,550/.   However, the total salary of a clerk who has to join in rural area will be about Rs.18250/-.   In addition to this, you can also be paid certain allowances which are specific to the job you have been allocated viz. Cashier or CTO (approximately Rs.1200/-)

 

Comparative Starting REVISED Salary of Bank Clerk As on 1st June  2015

Population above 45 lakhs Population above 12 lakhs Others
Basic Pay 11765.00 11765.00 11765.00
Special Allowance 911.79 911.79 911.79
DA 4272.08 4272.08 4272.08
CCA 0.00 0.00 0.00
Transport Allowance 425.00 425.00 425.00
Total (without HRA) 17373.86 17373.86 17373.86
HRA 1176.50 1058.85 882.38
Gross with HRA 18550.36 18432.71 18256.24

SBI Clerk Salary

SBI Clerk Salary 2016 and Perks Pay Scale Roles and Responsibilities of Clerk (Junior Associate) & Job Profile

 

Population above 45 lakhs Population above 12 lakhs Others
Basic Pay 11765.00 11765.00 11765.00
Special Allowance 911.79 911.79 911.79
DA 4272.08 4272.08 4272.08
CCA 0.00 0.00 0.00
Transport Allowance 425.00 425.00 425.00
Total (without HRA) 17373.86 17373.86 17373.86
HRA 1176.50 1058.85 882.38
Gross with HRA 18550.36 18432.71 18256.24

 

Almost all public sector banks

 place the clerks  in the following scale at the 1st stage of the grade :-

Rs. 11765 – (655×3) – 13730 – (815×3) – 16175 – (980×4) – 20095 – (1145×7) – 28110 – (2120×1) – 30230 – (1310×1) – 31540

(the figures in the brackets indicate the annual increment and the number of stages for which the same is applicable).
Thus, the initial Basic Pay of a clerk will be Rs.11765/-

 

What are other major allowances payable on monthly basis as part of the SBI Clerk Salary ?

In addition to Basic Pay, clerks in banks  are eligible for the following allowances :-

  1. a) Dearness Allowance (DA) :  DA in banks is revised on quarterly basis (i.e. in the months of February, May, August and November) based on the CPI as declared by Government of India.  The current DA (for the month of May 2015;  June 2015, July 2015 has been fixed at 33.70% of the Basic Pay).   DA can go up with higher inflation and also come down if the inflation rate is in negative.
  1. b) Special Allowance: This has been added in 10th BPS (wef 01/11/2012) for clerks it 7.75% on which DA is also payable
  1. c) HRA: This depends on the place of posting and it can be either 10% or 9% or 7.5% depending on the place of posting.

What is the total salary or emoluments of a newly recruited clerk in a bank ?

The above indicates that the total salary of a SBI Clerk Salary on joining at a metro station will be around Rs.18,550/.   However, the total salary of a clerk who has to join in rural area will be about Rs.18250/-.   In addition to this, you can also be paid certain allowances which are specific to the job you have been allocated viz. Cashier or CTO (approximately Rs.1200/-)

IBPS PO Salary

IBPS PO’s  salary or Bank Probationary officer’s  starting salary in most of public sector banks and even in some private banks is same.  The latest revision of salary ofIBPS PO / Bank Probationary officers has taken place wef 1st November, 2012 (The final agreement has been signed only on 25th May, 2015) .   All newly recruited IBPS PO s are placed in the following scale at the 1st stage of the same.  (However, banks like SBI, ICICI bank and other private sector banks have some different start for probationary officers ).   The revised salary as on 1st June 2015 will be as per Scale I given below :

Scale I – 23700 – (980 x 7 ) – 30560 – (1145 x 2 ) – 32850 – (1310 x 7) – 42020

(the figures in the brackets indicate the annual increment and the number of stages for which the same is applicable)

Thus, the revised  initial / starting Basic Pay of a Bank Probationary officer /IBPS PO will be Rs.23,700/- as on 1st June 2015

What are other major allowances payable on monthly basis as part of the salary to bank PO

:

In addition to Basic Pay, bank officers (i.e. Probationary officers / PO / Management Trainees) are eligible for the following allowances :-

(a) Dearness Allowance (DA)  :  DA in banks is revised on quarterly basis (i.e. in the months of February, May, August and November) based on the CPI as declared by Government of India. 

The new revised current DA (for the month of  May 2015, June 2015 and July 2015   is  33.70% of the Basic Pay).   DA can go up with higher inflation and also come down if the inflation rate is in negative.

(b) Special Allowance : This has been added in 10th BPS (wef 01/11/2012) and for scale I is 7.75% on which DA is also payable

   

(c) HRA : This depends on the place of posting and it can be either 9.0% or 8.0% or 7.0%  depending on the place of posting.

(d) CCA : This also depends on the place of posting and can be either 4% (maximum Rs.870/-) or 3%(Maximum Rs.600/-) or 0%

What is the total salary of a Bank PO / Probationary Officer / Management Trainee (Starting salary of newly appointed PO) :

The above indicates that the total salary of a probationary officer on joining at a metro station will be around Rs.37145/-.   However, the total salary of a probationary officer who has to join in rural area will be about Rs 35800/- . [This includes HRA].    However, SBI gives four additional increments to Bank POs and thus gross salary will be higher by about Rs 5000/-.pm See details below) 

 

NEWLY APPOINTED BANK PO –  INITIAL SALARY /  STARTING REVISED PAY ON JOINING  [as on 1st June,  2015 ]

Major A Class Cities*  Area – I*  Other Areas
Basic Pay 23700.00 23700.00 23700.00
Special Allowance 1836.75 1836.75 1836.75
DA 8605.88 8605.88 8605.88
CCA 870.00 600.00
Transport Allowance 0.00 0.00 0.00
Total (without HRA) 35012.63 34742.63 34142.63
HRA 2133.00 1896.00 1659.00
Gross with HRA 37145.63 36638.63 35801.63

 

*The definition and coverage of the areas for CCA and HRA are different.   We have clubbed these to give approximate salary at three levels of areas.

Note :

(a) SBI POs are paid four increments extra at the initial stage and thus their Gross Salary will be about Rs 6000 higher

(b) In lieu of HRA, most of the banks allow you to take leased accommodation, the amount of which varies from bank to bank and also depends on place of posting (The entitlement of such accommodation ranges from Rs 10000 to Rs 29,000 p.m (approximate).   See the details below. 

 (c) Thus, we can say the salary cash component of Bank PO in Public Sector banks is around Rs 37100 pm whereas in SBI, the initial cash component salary of SBI PO is around 43000/-pm (including HRA)

What are other perks that are available to Bank PO :

There are number of other perks available to Bank officers and these vary from bank to bank, and even the amount of such perks vary from bank to bank.   SBI gives more perks than all other nationalised banks.  Some of the perks available to IBPS PO officers are :-

(a) Leased Accommodation :  As mentioned above this facility is available to Bank officers in lieu of HRA.   At some stations, some banks may offer official bank accommodation / bank quarters in lieu of leased accommodation.   The lease amount vary from bank to bank and place of postings. However, you should remember that this amount is not available as cash component and will directly go to the house owner – you have got leased.

(b) Travelling Allownace : Some IBPS PO allow fixed Travelling Allowance whereas others allow reimbursement of petrol bills i.e. officer must own  scooter / car at the place of posting

(c) Newspaper Reimbursement : A fixed monthly amount is paid towards the cost of one newspaper

(d) Medical Aid : A fixed annual amount is paid by most of the banks (Revised amount is Rs8000/- p.a.)

(e) Coverage under New Pension Scheme

Salary of PO in State Bank of India / PO Salary in SBI :

PAY: In SBI, the starting basic pay is with 4 increments in the scale of Rs23700-980-30560-32850-1310-42020 applicable to Junior Management Grade Scale I.

The official will also be eligible for D.A., H.R.A & C.C.A as per rules in force from time to time.

The officers are required to make 10% of their basic pay as contribution to Provident Fund and the IBPS PO also makes matching contribution to the Employees Provident Fund.

The new entrants will be governed by the Defined Contribution Pension Scheme/New Pension Scheme, where each employee is required to contribute 10% of Basic Pay and D.A. towards pension scheme and Bank also makes matching contribution.

PERQUISITES for SBI PO :

(1) Leased accommodation ranging from Rs 8,000/- in ‘C’ category Centres to Rs 29,500/- in Mumbai Centre.

(2)   Medical Aid for self (100%) and for family (75%).

(3)   Home Travel Concession/ Leave Fare Concession.

(4)   Concessional interest rates for Housing/Car/Personal Loans

NOTE : The candidates should not get confused by the amount of Salary shown by SBI as Rs 80, 000/- pm  as it includes the prerequisite of Leased Accommodation to the extent of Rs 29000 in Mumbai.  This is not cash component but a facility to get a house in Mumbai if you are posted there.   Basically, the salary difference between SBI and other PS Banks is that of 4 increments  The difference becomes bigger as DA is payable on this basic pay.    Thus, starting salary in SBI is about Rs 6000/- more than other PS Banks :

What are other scales on promotion from Scale I to Scale VII

Scale I – 23700 – 980 – 30560 – 1145 – 32850 – 1310- 42020
Scale II – 31705 – 1145 – 32850 – 1310 – 45950 –
Scale III – 42020 – 1310 – 48570 – 1460 – 51490 –
Scale IV – 50030 – 1460 – 55870 – 1650 – 59170 –
Scale V – 59170 – 1650 – 62470 – 1800 – 66070 –
Scale VI – 68680 – 1960 – 76520 –
Scale VII – 76520 – 2120 – 85000 –


What is the total Cost to Company (CTC) for Bank Probationary Officers (As on June 2015) :

Although, Basic Pay, Special Allowance, DA are clearly defined for POs, yet other allowances like HRA / leased accommodation, Petrol charges, Medical Allowance,  Entertainment allowances, canteen subsidy, vary from bank to bank and place of posting (rural / semi urban / metro).  Thus, CTC will vary from bank to bank and place of posting.  However, we give below a  BROAD  CTC for Bank POs (without leased accommodation) :

 

Monthly Yearly
Basic Pay 23700.00 284400.00
Special Allowance 1836.75 22041.00
DA 8605.88 103270.62
CCA 870.00 10440.00
Transport Allowance 0.00 0.00
Total (without HRA) 35012.63
HRA 2133.00 25596.00
Gross with HRA 37145.63
Medical Aid 8000.00
Entertainment 500.00 6000.00
Newspaper 300.00 3600.00
Petrol 3000.00 36000.00
Telephone 400.00 4800.00
Canteen Subsidy 400.00 4800.00
Pension Contribution 2500.00 30000.00
Gross Annual CTC (with HRA but without leased accommodation) 5,38,947.62

 

 

Thus CTC works out to be about 5.40 lacs for newly recruited PO in Public Sector Banks.  However allowances like medical aid, entertainment, newspaper etc vary from Bank to Bank and place of posting.   Some Banks like SBI also give additional benefits and thus they claim CTC to be above Rs 9.50 lacs (at metros with bank leased accommodation ).

* Revise DA as given above to get the latest CTC.

What is the Job Profile of a Bank Probationary officer / What is Job Profile of IBPS PO

Probationary Officers are directly recruited officers in the banks who are initially recruited on probation (which is normally in all types of jobs) for 2 years period.  It is a coveted job as bank officers usually enjoy good respect and prestige in Indian society.  This is the entry point for officers in the bank.  Usually they are initially given training, which ranges from few weeks to one year.  After the training, they are placed either in a branch or administrative office.  At the branch IBPS PO is supposed to look after the branch working which can include passing of cheques, evaluating loan proposals; marketing of bank products etc

SBI PO Salary

State Bank of India (SBI PO) is not only the biggest bank in India, It is also the bank which pays the highest salary when it comes to a Probationary Officer.

Starting CTC of a PO joining SBI will be around Rs.8.00 Lacs per annum. This includes leased accommodation of Rs.20,000/- on metro cities.

WHY SBI PO?

  • No service bond like other banks
  • Highest salary
  • Maximum opportunities for career growth
  • Possibility to work outside the country
  • Leased accommodation upto Rs.29,500/-

EMOLUMENTS:

PAY: The starting basic pay is 16,900/-(with 4 increments) in the scale of 14500-600/ 7-18700-700/2-20100-800/7-25700 applicable to Junior Management Grade Scale I. The official will also be eligible for D.A, H.R.A & C.C.A as per rules in force from time to time. The compensation per annum at Mumbai is around Rs. 8,40,000/-. The breakup of monthly compensation is as under:

  • Cash Component – 34,320/-
  • Bank’s contribution to PF – 1,690/-
  • Housing (Lease Rental) – 29,500/- `

Perquisites (Conveyance, Newspapers, Entertainment allowance, House & Furniture Maintenance etc. 4,130/- `In addition, the officers are also entitled to other benefits like –

(i) Medical Aid for self (100%) and for family (75%)

(ii) Home Travel Concession/Leave Fare Concession

(iii) Concessional Interest Rates for Housing/Car/Personal Loans

Note: The salary scales are under revision with effect from November 2012. It means, bank

will pay higher salary than the present above mentioned salary. Bankers have been waiting the salary revision and hope it would be approved by next year. The pending hike in salary will be paid as arrears since Nov. 2012.

Note: The candidates should not get confused by the amount of Salary shown by SBI as Rs 69000/- as it includes the prerequisite of Leased Accommodation to the extent of Rs 29000 in Mumbai.  This is not cash component but a facility to get a house in Mumbai if you are posted their.   Basically, the salary difference between SBI and other PS Banks is that of 4 increments i.e. Starting Basic Pay will be Rs 16900/- in SBI, whereas in other PS Banks it is Rs145000/-. (Rs. 2400/- more as basic in SBI)  The difference becomes bigger as DA is payable on this basic pay.  This also works out to be about Rs2000/-.   Thus, starting salary in SBI is about Rs 4400/- more than other PSU Banks.

Pay Scale: The starting basic pay of a Probationary Officer is Rs 16,900/- (with 4 increments) in the scale of Rs 14500-600/7-18700-700/2-20100-800/7-25700.

Pay scale is the range of salary from the starting basic to last basic in that particular grade, for example the starting basic salary of a JMGS Officer is Rs. 14500.00 and the last basic salary of a JMGS Officer is Rs. 25700.00. In SBI PO there is a provision of four additional increments for Probationary Officers at the time of joining hence the starting basic salary of a SBI Probationary Officer (SBI PO)is Rs. 16900.00 (Rs. 14500 + four increments i.e. Rs. 600 X 4 = Rs. 16900.00).

Dearness Allowance: Apart from the basic salary a Probationary Officer is also eligible for Dearness Allowance or D.A. which is currently 80.25% of basic salary hence one will also get Rs. 13562.25 as DA, apart from the basic salary of Rs. 16900.00

Dearness allowance is being decided by the IBA from time to time, the revision in DA is based on an index and the rate is being revised keeping in mind current inflation rate and economic conditions. The Dearness Allowance is being revised four times in a year or on a quarterly basis.

HRA and CCA: Apart from the Basic salary and Dearness Allowance a Probationary Officer is also entitled for House Rent Allowance (HRA) and City Compensatory Allowance (CCA). While the HRA ranges from 7.50% to 15% of the basic salary depending upon the location of the posting. CCA value also depends upon the place of posting of the Officer.

Perks and Allowances: In SBI PO there are also various perks such as petrol allowance, newspaper allowance, entertainment allowance, servant allowance etc. the lump sum rupee value for all such perks is in the range of Rs. 6000.00 – Rs. 8000.00 depending upon the place of posting.

Lease Rent Facility: Probationary Officers are also entitled for attractive Lease Rent Facility. An Officer is entitled for Leased accommodation ranging from Rs 8000.00 in ‘C’ category Centers to Rs 29500.00 in Mumbai Centre.

Lease rent facility is a facility provided by the bank in which the house rent of the house of the Officer is directly paid by the bank to the landlord within the entitlement of Officer.

Furniture and Fixtures: Probationary Officers are also entitled for purchasing Furniture and Fixtures of Rs. 90000.00 for their home. The bank also pays annual maintenance perks of Rs. 10000.00 for the maintenance of Furniture purchased by the Probationary Officer.

Medical Facility: Medical facility in sbi po is also very attractive. Medical Aid for self is 100% and for the family is 75% it means that 100% of your medical bills will be reimbursed by the bank for you and 75% for your family members, subject to the bank norms.

Provident Fund for SBI PO: The officers are required to make 10% of their basic pay as contribution to Provident Fund and the Bank also makes matching contribution to the Employees Provident Fund.

Concessional Loans to Bank Officers: Bank also provides concessional interest rates for Housing/Car/Personal Loans.

Newspaper Reimbursement: A fixed monthly amount is paid towards the cost of one newspaper.

Maid Allowance: A fixed monthly amount is paid toward the allowance of the maid, which is generally Rs. 50/day.

Package or CTC of the Probationary Officer: Now-a-days term of salary package or CTC has become a very popular term and everybody is interested in knowing his or her salary package. As per the rough estimates we can safely say that the salary package of a Probationary Officer of SBI PO in a city like Mumbai is around Rs. 8 – 9 lakhs.

For those who are not aware of the salary package or CTC term we would like to tell that a salary package or CTC (cost to the company) is the total benefit one is drawing from the employer.

Salary Revision of Bank Employees: In the end we will also tell you that the salary of Bank Employees will rise further as the salaries are due for revision from November 2012. The salary of Bank employees are revised after every 5 years.

IBPS PO Syllabus in Brief

The official notification of IBPS PO-VI 2016 examination has been announced. We will take a look at IBPS PO 2016 syllabus to get started for preparations.

View Notification

As per the notification there are around 8800 vacancies for 2017 – 18 recruitment. There has been no change in the exam pattern of Prelims Exam but IBPS has introduced fixed time for each section in IBPS PO Mains Exam, inline with SBI Clerk & PO Mains Exam.

IBPS PO 2016 syllabus

About 20 lakh candidates are expected to appear for the IBPS PO VI Exam. All those aspirants who couldn’t be able to clear the SBI Clerk & SBI PO Prelims Exam can prepare well and hit the exam this time without wasting time anymore. There is no better day than TODAY.

 

Before looking at the syllabus, let us check out the eligibility criteria, important dates & exam pattern.
Eligibility Criteria: 

  • Age limit:Minimum 20 years & Maximum 30 years as on 01.07.2016
  • Educational Qualifications: Should be Graduate from a recognised university/ Institution. No minimum % required.

Important Dates:                                                                                              

  • Date of online registration– 26th July 2016 to 13th August 2016
  • Date of Prelims Exam– 16th, 22nd and 23rd October 2016
  • Date of Mains Exam– 20th November 2016

As per IBPS PO 2016 syllabus The Selection Process of the Exam consists of 3 phases which are given below:

i)Phase I:Online Preliminary Examination (Objective Test)

ii)Phase II:Online Mains Examination (Objective Test)

iii) Phase III: Interview

NOTE:   

  • Prelims Exam is of qualifying nature. Marks obtained in mains examination only will be counted for interview call. Final merit list will be made on the basis of total marks obtained in Mains exam & Interview.
  • There will be negative marking of 0.25 marks for each wrong answer in prelims & mains.
  • There will be sectional as well as over-all cut off in prelims & mains both.

Prelims Exam Pattern

As per IBPS PO 2016 syllabus The marks secured in the Phase I (Prelim Exam) will not be counted for the purpose of Final Selection. This is a qualifying round similar to SBI PO prelim exam.

The prelims exam of IBPS PO will have the following pattern:

Sr No. Test Name Qns. Marks Duration
1 Reasoning Ability Paper 35 35 01 hour
2 Quantitative Aptitude Paper 35 35
3 English Language Paper 30 30
 Total 100 100

Mains Exam Pattern

The mains exam of IBPS PO is divided into 5 sections similar to last year but this year, in IBPS PO 2016 syllabus it has specified the time to attempt each of the five sections. Sections have to be attempted in the same order as specified at the time of mains exam. We can’t move to next section before the specified time for the current section.

The mains exam of IBPS PO will have the following pattern:

Test Name Qns Marks Duration
Reasoning 50 50 140 Mins
General Awareness Paper 40 40
Quantitative Aptitude 50 50
English Language 40 40
Computer Knowledge 20 20
 Total 200 200

Expected sectionwise IBPS PO 2016 syllabus

The questions that will be asked can be from any of the following mentioned topics. So go through the syllabus thoroughly which will give you a proper idea of the expected questions from each of the sections.

Quantitative Aptitude

  • Simplification
  • Number Series
  • Ratio & Proportion
  • Percentage & Averages
  • Profit & Loss
  • Mixtures & Allegations
  • Simple Interest & Compound Interest
  • Work & Time
  • Time & Distance
  • Sequence & Series
  • Permutation, Combination & Probability
  • Data Interpretation

Reasoning

  • Seating Arrangement
  • Syllogism
  • Input Output
  • Coding Decoding
  • Alphanumeric Series
  • Ranking/Direction/Alphabet test
  • Data sufficiency
  • Coded Inequalities
  • Puzzle
  • Logical Reasoning

English language

  • Reading Comprehension
  • Cloze test
  • Fill in the blanks
  • Error Spotting
  • Sentence Correction
  • Para Jumbles

General Awareness

  • Banking & Financial Awareness
  • Current Affairs
  • Static GK (Few questions)

Computer Knowledge

  • Fundamentals of Computer
  • History of Computer
  • Internet
  • MS Office – Word, Power point, Excel & Access
  • Memory
  • Input Output devices
  • Computer Shortcuts

New apps and services by Indian Banks

mobile-banking
1) Airtel money – AXIS BANK+AIRTEL
2) Asha Home loan – AXIS BANK
3) BOUTIQUE FINANCING SCHEME – SBI
4) Branch on Wheel – ICICI Bank in Odisha
5) Chillar – Hdfc Bank
6) China’s first online Banking “webank” – Tancet Holdings
7) DDA Housing Scheme 2014 – HDFC Bank
8) Digital Banking “POCKET” – ICICI
9) Digital Village Project in Akodara Village of Gujarat – ICICI
10) eforex – SBI
11) E-KYC – SBI
12) EMI ON DEBIT CARD – ICICI BANK
13) E-Wallet – IRCTC
14) Facebook-based funds transfer platform “KayPay” – Kotak Mahindra Bank
15) First home grown INDEX “COMPOSITE INDEX” – SBI
16) I-Mobile app for windows phone – ICICI
17) India’s first” transparent credit card “in association with American Express – ICICI
18) ICICI Apathon App – ICICI Bank launches ‘ICICI Appathon’, a Mobile App Development Challenge
19) India’s first credit card exclusively for GOLF LOVERS – RBL Bank
20) Instant money transfer – BOI
21) Instant Money Transfer (IMT) – Bank of India
22) Kisan card – AXIS BANK
23) Maha Millionaire”, “Maha Lakhpati” – Bank of Maharashtra
24) M-Pesa – ICICI+Vodafone
25) M-Wallet – Canara Bank
26) State Bank Freedom App – State Bank of India
27) Student Travel Card – ICICI
28) TAB BANKING FACILITY – SBI
29) Tap and pay – ICICI
30) Twitter Handle account – SBI
31) Video conferencing – Indusuld & federal bank
32) Youth for India – SBI
33) First home grown INDEX “COMPOSITE INDEX” – SBI
34) I­Mobile app for windows phone – ICICI
35) India’s first” transparent credit card “in association with American Express – ICICI
36) India’s first credit card exclusively for GOLF – RBL Bank
37) Instant money transfer – BOI
38) Kotak Bharat’ mobile banking app – Kotak Mahindra Bank (KMB)
39) ‘Saral­ Rural Housing Loan’ Scheme – ICICI Bank
40) Awareness initiative ‘Dhanchayat – HDFC Bank